How to Buy Real Estate with Crypto: A Step-by-Step Guide

Buying real estate with cryptocurrency might sound complicated, but with the right team and process, it’s as smooth as a traditional cash deal. I specialize in helping buyers turn their digital assets into property - safely, securely, and compliantly.

🪙 Step 1: Wallet Verification

Before making an offer, we verify that you control your crypto wallet. This step ensures your funds are legitimate and accessible.

You can verify your wallet in one of two ways:

• Digital signature: Sign a message using your wallet’s private key (no funds move).

• Micro-deposit: We send a tiny test amount during a Zoom call, and you confirm receipt in real time.

Once verified, we confirm proof of control and prepare your offer documentation.

🧾 Step 2: KYC (Know Your Customer)

Next comes KYC, short for Know Your Customer. This is a standard compliance process to verify your identity and prevent fraud or money laundering.

You’ll securely upload a government ID and proof of address. Once verified, we issue a Proof of Funds Letter confirming your verified crypto holdings - a key document that strengthens your offer.

🔐 Step 3: Offer and Escrow

After your offer is accepted, we move into escrow, where crypto meets traditional real estate.

You maintain full control of your crypto until you decide to convert. Conversion happens during escrow through a secure, regulated OTC or escrow channel, at your discretion.

All the standard contingencies including inspections, appraisals, and other disclosures proceed as usual. Once cleared, the closing process is just like a cash transaction.

🏦 Step 4: Financing and Cash-Out Options

If you plan to finance your purchase, here’s what to know:

• If your down payment comes from crypto, you must cash out before applying for the loan.

• Most lenders recognize crypto as part of your portfolio, but banking regulations still prevent them from lending directly against it.

We work with trusted OTC partners who help convert large amounts efficiently and securely and often with lower fees than major exchanges. Keep in mind that banks may temporarily hold large incoming deposits if they’re not used to handling higher balances.

🏁 Step 5: Closing the Deal

Once escrow is complete and all contingencies are met, the deal closes just like any all-cash transaction. Title transfers, keys are exchanged, and your crypto officially becomes real property.

💫 Why Work with Us

At our core, we operate at the intersection of blockchain and real estate. Our team understands wallet verification, crypto escrow, and regulatory compliance, so you don’t have to.

Whether you’re buying your first home or diversifying your crypto portfolio with property, we’re here to make it seamless from wallet to closing table.

✨ Ready to Get Started?

If you’re ready to explore buying or selling real estate with crypto, or you have questions about wallet verification, escrow, or proof of funds, contact us today.

We’ll walk you through every step and connect you with our vetted partners for a safe and successful crypto-to-property transaction.